Robert J. Knox, CFP®

Robert J. Knox, CFP®

President and Founder
Financial Advisor
CERTIFIED FINANCIAL PLANNER™

Over 38 Years ago, Robert’s mentor, Roland Bechtel, taught him the single most valuable lesson was to successfully help clients achieve their financial goals.

Mr. Knox feels following a “Safe Money” mindset can help you create a comfortable & soothing financial environment. Robert can analyze your overall financial situation, provide guidance and assistance on a broad range of financial topics, including:

· Planning for health care protection and long-term care needs.

· Structuring distributions from pensions, 401(k)s, 403(b)s, IRAs and Social Security for a secure lifetime income.

· Developing effective estate planning strategies.

You can count on Robert’s expertise, education, and integrity in order to help you obtain the most beneficial financial results you desire to achieve.

Robert served in the Air Force. He enjoys traveling, lifting weights, watching high school and college wrestling, and spending time with his children and grandchildren. Robert and his late wife Nina owned the Bechtel Agency for many years.

Joseph C. Zappia, III, CFEI

Joseph C. Zappia, III, CFEI

Vice President
Financial Advisor
Certified Financial Education Instructor

Joseph C. Zappia, III, is an award-winning insurance agent and financial planner. He is a graduate of Clarion University with a Bachelor of Science Degree in Management Information Systems, a business-related degree.

Joe has over 15 years of business experience, including over a decade in the insurance & financial planning industry, working with his father Joseph C. Zappia, Jr., CLU, BSCD, from 2005 until his father’s death in 2014.

As a younger wealth manager, Joe plans to work for the next 30 years.
He can be reached in Pittsburgh at (412) 816-2212, in Du Bois at (814) 371-4901, or in Altoona at (814) 943-3660 Ext. 104.

He believes in education and is a life-long learner. In addition to Continuing Education and Re-Certification requirements, he recently earned the Certified Financial Education Instructor (CFEI) designation awarded by the National Financial Educators’ Council.

He enjoys traveling, is health-conscious and regularly walks outside or lifts weights at the gym.
An avid sports fan, he watches Penn State & Steelers Football and Pirates Baseball.
Joe loves music and singing. He was in chorus and marching band in high school and college. The dedication & discipline learned in the band has carried over into his business life. When others have quit, he continues on and is successful.
Joe feels that it’s important to be active in the community. He enjoys volunteering for the Jaycees, the YMCA, Run/Walk for Someone Special, the MS Walk, and the Salvation Army. In college, he helped with Habitat for Humanity.